2013	2012
Savings	34	35
Bills	32	29
Loans or credit cards	25	28
Holiday	14	14
Home loan	13	14
Household appliances	4	5
Home renovations/maintenance	1	1
Car repairs/registration/purchase	1	1
School expenses/fees/HECS	1	1
Wedding expenses	0.3	0.3
Other	2	3
Not applicable / No refund expected	10	9
Prefer not to say / Don't know	0.3	0.6